We are an elite IMO focused on premium life insurance products — Indexed Universal Life (IUL), living benefits, and estate planning. Our agents serve middle-market families and business owners. This is a sophisticated sale requiring patience and product knowledge, but the income ceiling is significantly higher than commodity products.
About the Role
- Focus: IUL, whole life, living benefits (critical/chronic illness riders)
- Clients: Middle-market families, small business owners, professionals
- Sales process: 2–3 appointment close via Zoom presentations
- Average case: $4,000–$8,000 annual premium
Compensation
- 120%–140% contract based on production volume
- Renewals: 15% years 2–10, vested immediately
- Leads: Shared cost program — $400/week for exclusive aged internet leads