Agency Vetting
How We Score Every Agency on lifeinsurance.jobs
Every agency is evaluated on 12 transparency metrics worth 100 points total. Scores are calculated automatically — agencies cannot edit them.
The 12-Point Transparency Audit
| Category | Metric | Points |
|---|---|---|
| Compensation (30 pts) | Base commission rate disclosed | 10 |
| Maximum commission rate disclosed | 10 | |
| Commission advance policy stated | 5 | |
| Chargeback policy disclosed | 5 | |
| Lead Structure (25 pts) | Lead source identified | 8 |
| Lead cost per lead disclosed | 10 | |
| Leads per week stated | 7 | |
| Agent Protection (25 pts) | Open release guarantee stated | 15 |
| Vesting schedule disclosed | 5 | |
| Day-1 out-of-pocket cost stated | 5 | |
| Tools & Support (20 pts) | CRM / dialer provided | 10 |
| Training program described | 10 |
Badge Tiers
Elite — 85–100 pts
Full disclosure on all 12 metrics. The most transparent agencies on the platform. Highest qualified applicant volume.
Strong — 70–84 pts
Discloses most key metrics. Minor gaps in lead or protection disclosure. Still well above industry average.
Basic — 50–69 pts
Meets minimum listing requirements. Agents should request missing information directly before applying.
Limited — 0–49 pts
Significant disclosure gaps. Proceed with caution. Use the Deal Analyzer before considering any offer.
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